Wednesday, September 16, 2009

Sen. Alexander Agrees - Domestic Violence is Pre-Existing Condition, Not Suitable For Health Insurance

I noticed this story yesterday via Enclave and again today at Silence Isn't Golden -- insurance companies in 8 states refuse to provide health insurance to victims of Domestic Violence, regarding such victims of spousal abuse as suffering from a pre-existing condition.

Back in 2006, a congressional committee took up the issue to forever change that exclusion, that being assaulted by a spouse was a pre-existing medical condition, but it failed to move out of the committee on a tie vote, with 10 for it and 10 against. Two of those who defeated the more-than-logical adjustment to health insurance were Tennessee senators Lamar Alexander and Dr. Bill Frist.

Protecting insurance companies and blaming victims for being assaulted - will that be a slogan on Sen. Alexander's next run for office?

After all, since the average cost of premiums for an family in America, tops $13,000 a year, maybe the family should save their money, separate and live in single apartments and gather only under the supervision of armed guards.
Perhaps marriage itself, or even just living together should likewise be viewed as a pre-existing condition which promotes assault.


Since 1991, the cost of premiums for health insurance for a family have risen 131%.

Year Single Family



2000 $2,471 $6,438
2001 $2,689 $7,061
2002 $3,083 $8,003
2003 $3,383 $9,068
2004 $3,695 $9,950
2005 $4,024 $10,880
2006 $4,242 $11,480
2007 $4,479 $12,106
2008 $4,704 $12,680
2009 $4,824 $13,375
Source: Kaiser Family Foundation; Health Research & Educational Trust

Perhaps marriage itself, or even just living together should likewise be viewed as a pre-existing condition which promotes assault.

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